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Banks are not allowed to issue credit cards to college students below 18 years old.
Those over-18-year-old students who want to apply for a credit card need written consent from their parents who is also secondary source of repayment, their guarantor.
P2P lending app “Jiedaibao” launched in June the lending app “naked loan”.
Female college students can send nude photos of themselves holding their ID.
The middle class is in an awkward position Unlike the US, there is no commercial student loan in the Chinese market.
Students from poverty-stricken families are able to apply for sponsored student loans showing proof of economic difficulty.
Heavy debt burdens and “naked loan”A college student in Henan Province (Central China) committed suicide because he could not afford the debt of ,000.
He stole 28 classmates’ identities to borrow this unusually large amount of money.
Williams was arrested Thursday on five felony charges involving child pornography, cruelty toward a child and drugs.This serves as a debit note to borrow money through the app.Creditors can threaten the girls if the debt is overdue.The CBRC and Department of Education used to hand out a notice that requested to strengthen the supervision for damaging school loans and has banned aggressive debt collection.Also, they hope the universities can educate students’ on their financial situation about healthy values in consuming and knowledge about finance and borrowing money.